Terms and Conditions

1. Acceptance of Terms

By accessing or using the Blurtrade website, tools, or related services (collectively, the "Services"), you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree with any part of these Terms, you should not access or use the Services.

These Terms constitute a legally binding agreement between you and Blurtrade. We may update these Terms from time to time, and continued use of the Services after changes take effect constitutes acceptance of the revised Terms.

2. Description of Services

Blurtrade provides data intelligence and analytical tools intended to help freelancers and independent consultants make informed decisions about managing reserve capital between contracts. The Services may include dashboards, reports, projections, and related informational content.

The Services are provided for general informational and organizational purposes only. Nothing made available through the Services should be construed as financial, investment, tax, or legal advice. Blurtrade is not a registered investment adviser, broker-dealer, or financial institution.

3. Eligibility

You must be at least 18 years of age and legally capable of entering into binding contracts to use the Services. By using the Services, you represent and warrant that you meet these requirements and that any information you provide is accurate and truthful.

4. User Accounts

Certain features of the Services may require you to create an account. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify Blurtrade promptly of any unauthorized use of your account.

Blurtrade reserves the right to suspend or terminate accounts that violate these Terms or that we reasonably believe pose a risk to the integrity of the Services.

5. No Financial Advice or Guarantee

All content, projections, models, and outputs generated by the Services are provided on an "as is" and "as available" basis, without warranty of accuracy, completeness, or fitness for a particular purpose. Market conditions, individual circumstances, and third-party data sources can materially affect outcomes.

Blurtrade does not guarantee any specific financial result, and any decisions you make regarding the allocation, investment, or management of capital are made solely at your own discretion and risk. You should consult a qualified, independent professional before making financial decisions.

6. Acceptable Use

You agree not to use the Services to:

• Violate any applicable law, regulation, or third-party right;
• Reverse engineer, decompile, or attempt to extract the source code of any part of the Services;
• Interfere with or disrupt the integrity or performance of the Services;
• Upload or transmit malicious code, unauthorized data, or content that infringes the rights of others;
• Misrepresent your identity or affiliation with any person or entity.

Blurtrade reserves the right to restrict or terminate access for any user who violates this section.

7. Intellectual Property

All content, design elements, software, trademarks, and materials associated with the Services are the property of Blurtrade or its licensors and are protected by applicable intellectual property laws. Except as expressly permitted, you may not copy, modify, distribute, or create derivative works based on the Services without prior written consent.

8. Subscription, Fees, and Payment

Certain features of the Services may be offered on a paid subscription basis. Applicable fees, billing cycles, and cancellation terms will be presented to you at the point of purchase. Unless otherwise stated, fees are non-refundable except as required by applicable law.

Blurtrade reserves the right to modify pricing with reasonable advance notice to existing subscribers.

9. Third-Party Services and Links

The Services may contain links to or integrations with third-party websites, tools, or data providers. Blurtrade does not control and is not responsible for the content, accuracy, or practices of any third party. Your use of third-party services is governed by their own terms and policies.

10. Limitation of Liability

To the maximum extent permitted by applicable law, Blurtrade, its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or capital, arising out of or related to your use of, or inability to use, the Services, even if advised of the possibility of such damages.

In no event shall Blurtrade's aggregate liability arising out of or related to these Terms exceed the amount, if any, paid by you to Blurtrade in the twelve (12) months preceding the event giving rise to the claim.

11. Disclaimer of Warranties

The Services are provided without warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement, or uninterrupted and error-free operation. Blurtrade does not warrant that the Services will meet your requirements or that any errors will be corrected.

12. Indemnification

You agree to indemnify and hold harmless Blurtrade and its affiliates from any claims, damages, losses, liabilities, and expenses (including reasonable legal fees) arising out of your use of the Services, your violation of these Terms, or your infringement of any third-party rights.

13. Termination

Blurtrade may suspend or terminate your access to the Services at any time, with or without notice, for conduct that we believe violates these Terms or is harmful to other users, third parties, or Blurtrade's legitimate interests. You may discontinue use of the Services at any time.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Blurtrade operates, without regard to conflict-of-law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts, unless otherwise required by applicable consumer protection law.

15. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

16. Changes to These Terms

Blurtrade reserves the right to modify these Terms at any time. Material changes will be communicated through the Services or by other reasonable means. Your continued use of the Services following the posting of revised Terms constitutes your acceptance of those changes.

17. Contact

Questions regarding these Terms should be directed through the contact channels provided on our Contact page.